.tool{--purple:#7a00e0;--purple-dark:#62009f;--purple-text:#6d00c7;--purple-tint:#f2eafd;--purple-tint-2:#efe5fd;--ink:#14101a;--body:#453e4e;--muted:#6e6678;--line:#e1d3f5;--line-soft:#e9e3f1;--hair:#f5f1fa;--page:#fbf9fe;--serif:var(--font-source-serif), "Source Serif 4", Georgia, serif;--sans:var(--font-figtree), Figtree, Helvetica, Arial, sans-serif;--good-bg:#eef8f1;--good-line:#bfe3cb;--good-fg:#1f7a45;--warn-bg:#fdf4e8;--warn-line:#f0d8ae;--warn-fg:#8a5a00}*,:before,:after{box-sizing:border-box}.tool{font-family:var(--sans);color:var(--ink);background:var(--page);-webkit-font-smoothing:antialiased}.tool a{color:var(--purple-text);text-decoration:none}.tool a:hover{color:var(--ink)}.tool ::selection{background:#e7d6fb}input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}input[type=number]{-moz-appearance:textfield}.tool{background:var(--page)}.tool__inner{max-width:1240px;margin:0 auto;padding:24px 40px 72px}.tool__head{border-bottom:1px solid var(--line-soft);justify-content:space-between;align-items:flex-end;gap:40px;margin-top:59px;padding-bottom:22px;display:flex}.tool__title{font-family:var(--serif);letter-spacing:-1px;margin:0;font-size:30px;font-weight:600;line-height:1.1}.tool__blurb{color:var(--muted);text-wrap:pretty;max-width:68em;margin:8px 0 0;font-size:15px;line-height:1.55}.btn-ghost{font-family:var(--sans);color:var(--body);cursor:pointer;white-space:nowrap;background:#fff;border:1px solid #ddd2ec;border-radius:6px;flex:none;padding:11px 18px;font-size:13.5px;font-weight:600}.btn-ghost:hover{border-color:var(--ink);color:var(--ink)}.btn-primary{background:var(--purple);color:#fff;font-family:var(--sans);cursor:pointer;border:0;border-radius:6px;align-items:center;padding:13px 22px;font-size:14px;font-weight:600;line-height:1.35;display:inline-flex}.btn-primary:hover{background:var(--purple-dark);color:#fff}.grid-2{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:start;gap:28px;margin-top:28px;display:grid}.panel{border:1px solid var(--line);background:#fff;border-radius:10px;overflow:hidden}.step-bar{background:var(--page);border-bottom:1px solid #ede7f4;justify-content:space-between;align-items:center;gap:16px;padding:13px 22px;display:flex}.step-bar__left{align-items:center;gap:10px;display:flex}.step-dot{background:var(--ink);color:#fff;border-radius:50%;flex:0 0 22px;justify-content:center;align-items:center;width:22px;height:22px;font-size:11.5px;font-weight:700;display:flex}.step-label{letter-spacing:1.4px;text-transform:uppercase;color:var(--ink);font-size:11px;font-weight:700}.step-meta{color:var(--muted);font-size:11.5px}.panel__intro{padding:12px 22px 0}.panel__intro h3{font-family:var(--serif);letter-spacing:-.5px;margin:0;font-size:18px;font-weight:600}.panel__intro p{color:var(--muted);margin:4px 0 0;font-size:13px;line-height:1.45}.panel__submit{flex-wrap:wrap;align-items:stretch;gap:10px;padding:12px 22px 16px;display:flex}.panel__submit .panel__hint{align-self:center}.panel__submit .btn-primary{cursor:pointer}.panel__submit .btn-primary:disabled{opacity:.55;cursor:not-allowed}.panel__hint{color:var(--muted);font-size:12.5px}.panel__empty{text-align:center;padding:40px 28px 44px}.panel__empty-title{font-family:var(--serif);color:var(--ink);margin:0;font-size:19px;font-weight:600}.panel__empty-note{color:var(--muted);text-wrap:pretty;max-width:32em;margin:8px auto 0;font-size:14px;line-height:1.6}.fields{padding:2px 22px 0}.field{border-bottom:1px solid #f2edf8;grid-template-columns:minmax(0,1fr) 150px;align-items:center;gap:14px;padding:7px 0;display:grid}.field:last-child{border-bottom:0}.field__label{color:var(--ink);font-size:14px;font-weight:600;display:block}.field__hint{color:var(--muted);margin-top:2px;font-size:12px;line-height:1.4;display:block}.field__input{align-items:center;display:flex;position:relative}.field__prefix{color:var(--muted);pointer-events:none;font-size:14.5px;position:absolute;left:14px}.field__input input{width:100%;font-family:var(--sans);color:var(--ink);text-align:right;background:#fff;border:1px solid #ddd2ec;border-radius:6px;outline:none;padding:9px 12px 9px 28px;font-size:15px;font-weight:600}.field__input input:focus{border-color:var(--purple);box-shadow:0 0 0 3px #f0e4fd}.field select{width:100%;font-family:var(--sans);color:var(--ink);background:#fff;border:1px solid #ddd2ec;border-radius:6px;outline:none;padding:9px 12px;font-size:15px;font-weight:600}.field select:focus{border-color:var(--purple);box-shadow:0 0 0 3px #f0e4fd}.opts{flex-direction:column;gap:8px;padding:12px 22px 14px;display:flex}.opt{text-align:left;cursor:pointer;width:100%;font-family:var(--sans);background:#fff;border:1px solid #e5deee;border-radius:6px;align-items:center;gap:10px;padding:10px 12px;display:flex}.opt[aria-pressed=true]{background:#faf5ff;border-color:#d3b4f2}.opt__box{color:#fff;background:#fff;border:1.5px solid #c9c1d4;border-radius:4px;flex:0 0 18px;justify-content:center;align-items:center;width:18px;height:18px;font-size:11px;font-weight:700;display:flex}.opt[aria-pressed=true] .opt__box{background:var(--purple);border-color:var(--purple)}.opt__box:after{content:""}.opt[aria-pressed=true] .opt__box:after{content:"✓"}.opt__label{color:var(--ink);font-size:14px;font-weight:500}.headline{border:1px solid var(--good-line);background:var(--good-bg);border-radius:10px;padding:22px 26px}.headline--debt{border-color:var(--warn-line);background:var(--warn-bg)}.headline--inset{border-top:0;border-left:0;border-right:0;border-radius:0;padding:22px 28px}.headline__kicker{letter-spacing:1.5px;text-transform:uppercase;color:var(--good-fg);font-size:11px;font-weight:700}.headline--debt .headline__kicker{color:var(--warn-fg)}.headline__amount{font-family:var(--serif);letter-spacing:-1.7px;margin:8px 0 0;font-size:46px;font-weight:600;line-height:1}.headline__note{color:var(--body);text-wrap:pretty;max-width:40em;margin:10px 0 0;font-size:15px;line-height:1.6}.ledger__head{border-bottom:1px solid #f2edf8;justify-content:space-between;align-items:baseline;gap:16px;padding:16px 28px 13px;display:flex}.ledger__head h3{font-family:var(--serif);letter-spacing:-.4px;margin:0;font-size:18px;font-weight:600}.ledger__head span{color:var(--muted);font-size:11.5px}.ledger__row{border-bottom:1px solid #f7f4fb;grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:24px;padding:9px 28px;display:grid}.ledger__row--total{background:var(--page)}.ledger__row--total .ledger__label{font-weight:700}.ledger__label{color:var(--ink);font-size:14.5px;font-weight:500;display:block}.ledger__hint{color:var(--muted);margin-top:3px;font-size:12.5px;line-height:1.5;display:block}.ledger__value{font-family:var(--serif);letter-spacing:-.4px;white-space:nowrap;font-size:17.5px;font-weight:600}.ledger__value--credit{color:var(--good-fg)}.rate{align-items:center;gap:14px;padding:14px 28px 16px;display:flex}.rate__track{background:#f2edf8;border-radius:100px;flex:auto;height:8px;display:flex;overflow:hidden}.rate__fill{background:var(--purple)}.rate__label{color:var(--body);white-space:nowrap;font-size:13px;font-weight:600}.finder__block{padding:12px 22px 2px}.workuse{flex-direction:column;gap:10px;display:flex}.workuse__row{grid-template-columns:minmax(0,8.5em) minmax(0,1fr) 3.2em;align-items:center;gap:12px;display:grid}.workuse__label{color:var(--ink);margin:0;font-size:13px;font-weight:500}.workuse__value{font-family:var(--serif);color:var(--purple-text);text-align:right;font-size:15px;font-weight:600}.results__list{flex-direction:column;gap:16px;padding:18px 22px 22px;display:flex}.summary--tight{padding:18px 22px}.summary--tight .summary__headline{letter-spacing:-.9px;margin-top:8px;font-size:26px}.summary--tight .summary__note{margin-top:8px;font-size:14px}.finder__label{color:var(--body);margin-bottom:6px;font-size:12.5px;font-weight:600;display:block}.finder select{width:100%;font-family:var(--sans);color:var(--ink);cursor:pointer;background:#fff;border:1px solid #ddd2ec;border-radius:6px;padding:9px 12px;font-size:15px;font-weight:500}.finder select:focus{border-color:var(--purple);outline:none}.finder input[type=range]{width:100%;accent-color:var(--purple);cursor:pointer}.finder__rowhead{justify-content:space-between;align-items:baseline;margin-bottom:8px;display:flex}.finder__kicker{letter-spacing:1.4px;text-transform:uppercase;color:var(--purple-text);font-size:11px;font-weight:700}.finder__count{color:var(--muted);font-size:12px}.chipgrid{grid-template-columns:1fr 1fr;gap:8px;display:grid}.chip{text-align:left;cursor:pointer;font-family:var(--sans);background:#fff;border:1px solid #e5deee;border-radius:6px;align-items:center;gap:10px;padding:9px 11px;display:flex}.chip[aria-pressed=true]{background:#faf5ff;border-color:#d3b4f2}.chip__box{color:#fff;background:#fff;border:1.5px solid #c9c1d4;border-radius:4px;flex:0 0 16px;justify-content:center;align-items:center;width:16px;height:16px;font-size:10px;font-weight:700;display:flex}.chip[aria-pressed=true] .chip__box{background:var(--purple);border-color:var(--purple)}.chip[aria-pressed=true] .chip__box:after{content:"✓"}.chip__label{color:var(--ink);font-size:13.5px;font-weight:500}.summary{border:1px solid var(--line);background:#fff;border-radius:10px;padding:24px 28px}.summary__kicker{letter-spacing:1.5px;text-transform:uppercase;color:var(--purple-text);font-size:11px;font-weight:700}.summary__headline{font-family:var(--serif);letter-spacing:-1.2px;margin:12px 0 0;font-size:34px;font-weight:600;line-height:1.1}.summary__note{color:var(--body);margin:12px 0 0;font-size:14.5px;line-height:1.6}.group{border:1px solid var(--line-soft);border-left:3px solid var(--purple);background:#fff;border-radius:10px;overflow:hidden}.group--good{border-left-color:var(--good-fg);border-color:#d6e9dc}.group--warn{border-left-color:var(--warn-fg);border-color:#f0e2c5}.group__head{background:var(--page);justify-content:space-between;align-items:center;gap:16px;padding:18px 26px 14px;display:flex}.group--good .group__head{background:#f4faf6}.group--warn .group__head{background:#fdf9f1}.group__title{letter-spacing:1.4px;text-transform:uppercase;color:var(--purple-text);font-size:11px;font-weight:700}.group--good .group__title,.group--good .group__count{color:var(--good-fg)}.group--warn .group__title,.group--warn .group__count{color:var(--warn-fg)}.group__count{color:var(--purple-text);font-size:12px;font-weight:600}.group__body{padding:6px 26px 18px}.group__item{color:#3c3644;border-bottom:1px solid #f7f4fb;grid-template-columns:16px 1fr;gap:12px;padding:9px 0;font-size:14px;line-height:1.5;display:grid}.group__bullet{color:var(--purple);font-size:12px;font-weight:700;line-height:1.9}.group--good .group__bullet{color:var(--good-fg)}.group--warn .group__bullet{color:var(--warn-fg)}.qtabs{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-top:24px;display:flex}.qtabs__set{background:#f2edf8;border:1px solid #e4dcef;border-radius:8px;gap:3px;padding:3px;display:inline-flex}.qtab{cursor:pointer;font-family:var(--sans);color:var(--muted);white-space:nowrap;background:0 0;border:0;border-radius:6px;padding:9px 16px;font-size:13.5px;font-weight:600}.qtab[aria-selected=true]{color:var(--ink);background:#fff;box-shadow:0 1px 3px #30005824}.qtab span{color:var(--muted);font-weight:500}.qtab[aria-selected=true] span{color:var(--body)}.qtabs__meta{color:var(--muted);font-size:13px}.cal{border:1px solid var(--line);background:#fff;border-radius:10px;margin-top:18px;overflow:hidden}.cal__head,.cal__row{grid-template-columns:74px minmax(0,1fr) 116px;gap:18px;display:grid}.cal__head{background:var(--page);letter-spacing:1.2px;text-transform:uppercase;color:var(--muted);border-bottom:1px solid #ede7f4;padding:11px 22px;font-size:10.5px;font-weight:700}.cal__row{border-bottom:1px solid var(--hair);align-items:baseline;padding:15px 22px}.cal__due{font-family:var(--serif);letter-spacing:-.3px;white-space:nowrap;font-size:17px;font-weight:700}.cal__title{font-size:15px;font-weight:600;line-height:1.35;display:block}.cal__plain{color:var(--muted);text-wrap:pretty;margin-top:3px;font-size:13.5px;line-height:1.5;display:block}.cal__foot{color:var(--muted);padding:14px 22px;font-size:12.5px}.tag{letter-spacing:1px;text-transform:uppercase;white-space:nowrap;color:var(--body);background:#f4f0fa;border-radius:100px;justify-self:start;padding:4px 9px;font-size:10.5px;font-weight:700}.tag--bas{background:var(--purple-tint);color:var(--purple-text)}.tag--super{color:#1f7a45;background:#eaf6ee}.tag--fbt{color:#8a5a00;background:#fdf3e3}.tag--eofy{color:#a32a2a;background:#fbeaea}.tag--individuals,.tag--monthly{color:#2a4aa3;background:#edf1fb}.aud{flex-direction:column;flex:none;align-items:flex-end;gap:8px;display:flex}.aud__set{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:8px;display:flex}.aud__lead{color:var(--body);margin-right:4px;font-size:13px;font-weight:600}.aud__btn{background:var(--purple-tint);border:1px solid var(--line);cursor:pointer;font-family:var(--sans);color:var(--purple-text);white-space:nowrap;border-radius:100px;padding:8px 16px;font-size:13.5px;font-weight:600;transition:background-color .14s,border-color .14s,color .14s}.aud__btn:hover{color:var(--purple-dark);background:#e4d2fa;border-color:#c9aeee}.aud__btn:focus-visible{outline:2px solid var(--purple);outline-offset:2px}.aud__btn:active{background:#d9c0f6}.aud__btn[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:#fff}.aud__btn[aria-pressed=true]:hover{color:#fff;background:#2a2135;border-color:#2a2135}@media (prefers-reduced-motion:reduce){.aud__btn{transition:none}}.aud__count{color:var(--muted);font-size:13px}.cta{background:var(--purple-tint-2);border:1px solid var(--line);border-radius:10px;flex-wrap:nowrap;justify-content:space-between;align-items:center;gap:16px;margin-top:48px;padding:30px 24px 30px 34px;display:flex}.cta h3{font-family:var(--serif);letter-spacing:-.7px;margin:0;font-size:23px;font-weight:600}.cta p{color:var(--body);max-width:none;margin:8px 0 0;font-size:15px;line-height:1.6}.cta .btn-primary,.tool a.btn-primary,.cta .btn-primary:hover,.tool a.btn-primary:hover{color:#fff}.disclaimer{border:1px solid var(--line-soft);background:#fff;border-radius:10px;gap:14px;margin-top:20px;padding:22px 26px;display:flex}.disclaimer__label{letter-spacing:1.3px;text-transform:uppercase;color:var(--muted);flex:none;padding-top:2px;font-size:11px;font-weight:700}.disclaimer p{color:var(--muted);text-wrap:pretty;margin:0;font-size:13.5px;line-height:1.65}.sitefoot{max-width:1240px;color:var(--muted);justify-content:space-between;align-items:center;gap:24px;margin:0 auto;padding:48px 40px;font-size:12.5px;display:flex}@media (max-width:1080px){.grid-2{grid-template-columns:minmax(0,1fr)}}@media (max-width:720px){.tool__inner{padding:24px 20px 56px}.tool__head{flex-direction:column;align-items:flex-start;gap:16px;margin-top:40px}.tool__title{font-size:26px}.aud{align-items:flex-start}.aud__set{justify-content:flex-start}.field{grid-template-columns:minmax(0,1fr);gap:8px}.chipgrid{grid-template-columns:minmax(0,1fr)}.workuse__row{grid-template-columns:minmax(0,1fr) 3.2em;row-gap:4px}.workuse__label{grid-column:1/-1}.cal__head{display:none}.cal__row{grid-template-columns:minmax(0,1fr);gap:8px}.headline__amount{font-size:38px}}